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Published 14.01.2014 | Author : admin | Category : What Men Secretly Want Guide

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It's possible to modify a personal budget spreadsheet to apply to a business, but if you are using our Income Statement Template, you'll want to use the business budget spreadsheet so that you can create a budget that is parallel to your income statement. For those who are just starting a business, or thinking of starting a business, you might be interested in the free Business Start Up Costs template.
This spreadsheet contains two sample business budgets designed for companies providing services or selling products. Service Providers: The Services worksheet is a simple business budget that separates income and business expenses into categories that closely match those used in an income statement. Retailers, Manufacturers, Publishers: The Goods worksheet includes the categories in the Services worksheet, but also has a Cost of Goods Sold section for recording inventory and purchases and calculating Gross Profit. This worksheet is a variant of the above business budget, with sales and business expenses broken down by month.
This version allows you to perform a detailed analysis of your business expenses and cost of goods sold (COGS) if you are selling multiple products. If you add or move categories around, make sure to double-check the calculations, especially the SUM() formulas that calculate the totals and subtotals, to make sure that the right cells are summed.


The costs associated with producing and purchasing goods are variable costs that increase or decrease with the volume of production and sales, such as wages for direct labor required to produce the goods, packaging, inventory purchases, shipping, and commissions.
A separate section under business expenses calculates the Net Income Before Taxes by subtracting the Total Expenses from Total Income. One of the reasons for budgeting is of course to help you determine whether you will be able to afford upgrades, new construction, asset purchases, etc. Disclaimer: This spreadsheet and the information on this page is for illustrative and educational purposes only. A business budget helps you decide whether you can grow your business, give yourself a raise, purchase additional inventory and assets, and whether you may be able to avoid bankruptcy. A startup cost analysis is an important part of a good business plan and can help you get things off the ground before you begin using a more detailed business budget. The categories are fairly comprehensive, but it is also easy to add, remove, and modify the categories.
This is helpful for budgeting quarterly expenses and other business expenses that occur at specific times of the year.
Columns are also included for calculating the Percentage of Total Sales for each product and the various expenses.


Conditional formatting is used to highlight the Difference red if income is less than the budget amount or if business expenses are more than the budget. If you want to perform a more detailed analysis for multiple products, you can insert additional rows and separate the sales and costs according to product, or you can use the bonus spreadsheet that is designed for performing a detailed analysis for multiple products.
This helps you make a simple estimate of the income taxes, assuming all the Expenses are tax deductible. However, this budget spreadsheet is mainly for comparing your operating income and expenses to make sure that in your normal business activities you are earning more than you are spending. A careful study of these costs can help you determine pricing for your products, which products are more profitable, etc. If you have any taxable expenses make sure to subtract those values from the Net Income Before Taxes before estimating your income tax budget.
You would typically look at your Net Income to determine whether you will be able to expand your business, make large asset purchases, etc.



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